One simple plan. One flat price.
No tiers to puzzle over and no per-file surprises — just one flat monthly price with a 5-day free trial to start.
IncomeCalculator
Everything you need to qualify borrower income, in one flat plan
Billed monthly. Cancel anytime.
- Roughly 150 Income Analyses a month
- Work freeform — one case or many, however you work
- Every loan type: Conventional, FHA, VA, USDA, Non-QM & DSCR
- Every calculation type — employment, self-employed, variable, rental, retirement, farm & investment
- Document upload & instant analysis
- Documents encrypted, kept with the case, permanently deleted when you say so
- No per-file charges, no token math, no usage upcharges
- Priority support
$99/month, flat — roughly 150 Income Analyses a month. Starts with a 5-day free trial; a card is required to start, and you can cancel anytime before the trial ends and you won’t be charged. Prices in USD.
Frequently asked questions
How does the free trial work?
You start with a 5-day free trial with full access to everything. A card is required to start the trial, and your plan begins automatically when the trial ends — cancel anytime before then and you won't be charged.
What counts as an Income Analysis?
Working through one borrower's income situation — no matter how many paystubs, W-2s, or tax returns it takes, or whether you do it in one case or several. We count roughly, not to the decimal, so you can just focus on the work.
Is it really just one flat price?
Yes. One plan, $99 a month, flat. No tiers to pick between, no per-file charges, no per-token math, and no surprise usage upcharges. You get roughly 150 Income Analyses a month — generous headroom for a full pipeline.
Do you store borrower documents?
Documents are encrypted and stay with their case, so you can verify every figure against the original page for as long as you keep the case. Deleting a case permanently removes its documents, data, and analysis — and they are never used to train AI models.
Which loan and income types are supported?
All of them. Conventional, FHA, VA, USDA, Non-QM, and DSCR loans (including bank-statement analysis), across every calculation type — standard employment, self-employed, variable earnings, rental, retirement, farm, and investment income.
What if I run a really high volume?
The plan is built to cover a full pipeline with room to spare. If you're consistently running far beyond a normal month, reach out through the contact form — that usually means a team is in the picture, and we'll make sure you're set up right.
Start your 5-day free trial today
Run your next borrower’s income in minutes — no risk.